As we live longer and have a desire to make the most of the years we spend in retirement, the pension savings we have made over our lifetime may have to stretch further than we had initially planned. Whether you need to find an additional source of funds, boost your income or simply pass money to your children so you can see them enjoy it, an Equity Release scheme could be the solution you are looking for.

Equity Release is not for everyone, but there are many schemes on the market designed to meet differing needs:

For clients who need a flexible cash facility against which they can draw down cash advances at any time;

A Lump Sum Plus Lifetime Mortgage to help if you want to access to the maximum possible share of the money locked up in your home;

A lifetime mortgage that allows you to make monthly payments to minimise the impact of the debt on your estate, if you are income rich but cash poor.