It is no secret that the impact of COVID will be with us for a considerable time, most especially for those who sadly lost friends and family during that time. Some businesses too have not or will not survive it, many will go on to prosper. When did you last review your business insurances? Have […]
Lenders Relaunching 95% Mortgages
If you have been struggling to find a deposit for your home purchase, a number of lenders have re-launched 95% mortgages. Funds will be limited however, so if you would like to know more, please get in touch.
Stamp Duty Holiday Extension Update
If you are still trying to save the deposit for your new home, the news that Chancellor Rishi Sunak confirmed plans to launch another government-backed 95 per cent Help to Buy mortgage guarantee scheme in the Budget, open to all buyers is likely to be good news. The scheme will be open to home buyers […]
Stamp Duty Holiday Extended
Good News – The Stamp Duty Holiday has been extended until the end of June (with the nil rate band set to £250,000 until the end of September). 30th June may feel like a long time away, but everyone knows it can take longer than 4 months to purchase a house – so now is […]
Why you should discuss your options with an Independent Mortgage Adviser if you are considering using a Help to Buy loan
Received wisdom suggests you should make the most of a government equity loan while the scheme is still running. It is interest free for five years after all, which is always going to compare well against borrowing on a mortgage. Maxing out on Help to Buy is therefore widely perceived as a smart way to […]
Creating A Back To Work Action Plan
We seem to be nearing the end of isolation, looking forward to a return to “normal”, in whatever guise that may appear. Although not produced by Protection and Investment Ltd. we thought the attached brochure provided insight and might act as a useful aide memoir for those who are re-starting businesses. It seems to strike […]